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Unlock life’s memorable moments

From renting a first flat to buying a forever home, planning a wedding to booking the trip of a lifetime, life’s full of exciting – often expensive – moments that usually require finance to make them happen.

Work Report™ is a free, highly-secure service that makes application processes faster, giving you better access to fairer, more affordable products and services.

We only use the data, for the purpose you consent to – and ensure it is protected through high-grade data security and management processes.

Work Report™ can help you…

Buy a house

Secure a rental agreement

Make a financial purchase

Secure a new job

How does it work?

  1. You apply for a product or credit, for example a Mortgage
  2. You may be asked to confirm your employment and / or income details
  3. You consent to share this information via your internal payroll platform*
  4. Work Report™ pulls the information digitally and shares it securely with the lender
  5. The lender verifies your details and takes your application to the next stage

*Processes will vary, based on different employer set-ups. Please speak with your employer for information. 

The benefits of digital verification

Faster access to credit
Data is transferred instantly, speeding up the application processprocess – while offering more accuracy and convenience too.

More suitable terms
Accurate data could mean more appropriate deals and terms.

Greater financial inclusivity
Work Report™ is designed to help you access products and services, which many struggle to get.

Making credit fairer for everyone

Millions of people are excluded from financial products, or key services or have to pay more because of a lack of certainty about their income. Work Report™ helps paint a clearer picture of real incomes, and / or employment tenure, widening access to life-changing credit and services.

Helping the people behind the payslip

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George - First-time homebuyer

George is looking to buy his first house. He has a fixed budget and he’s already been gazumped once due to not being mortgage-ready.

How Work Report™ helps
Work Report™ enables George to verify his true income and employment tenure in real time, making sure he gets the mortgage deal he deserves, faster.

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Maria - Limited credit history

Maria’s recently moved to the UK, so she has limited credit history, making it difficult for her to rent a home or secure a personal loan.

How Work Report helps
Maria uses Work Report™ to instantly verify her income, and employment, enabling her to avoid large rental deposits and access fair prices.

How do I use Work Report™?

To benefit from Work Report™, your employer needs to have opted in. Speak to your payroll department to find out, or contact us – and we will see if their connected for you.

Our live network of payroll and HR platforms is used by over 1m UK employers

 

 

FAQs