We love what we do and one of our favourite parts is being able to share the nuggets of insight we gather, our expert knowledge and opinions on the latest trends so we can help professionals and businesses grow. In our ‘Latest Thinking’ pages you’ll find blogs about the latest innovations in data technology, whitepapers on advancements in identity verification and data-driven marketing infographics, to name but a few. From industry specific news to the latest hot topics, we’ve got it covered.
UK & I Fraud Report 2018
Today we uncover a new fraud every 15 seconds. This year’s fraud report has shown a similar trend to last year. Current accounts continue to be targeted, as do the Urban Cohesion Mosaic...
Faster, quicker customer decisions – now you can
Consumer lending has always been a competitive marketplace, but in recent years the level of competition has increased. Customers have easy access to product and price comparison sites, meaning price...
Risk in an open-data world
In our last White Paper: Rethinking affordability, we explored the increasing role of affordability in lending. At Experian, we welcome the FCA’s distinction between credit risk and...
Experian wins Cyber Security Initiative of the Year at Risk…
Last night, Experian was awarded the Cyber Security Initiative of the Year at the Risk Management Awards 2018. Together with my colleagues Boris Huard, Managing Director – Experian Decision...
Pensions Dashboard – what are the key challenges for the…
Marie Walker of Finance Edge asks Richard Howells, Director of Insurance, Wealth, Life and Pensions at Experian UK & Ireland, to discuss some of the issues for the industry with the pensions...
How much do you really know about your customer?
A single customer view is a necessity in today’s landscape. How much do we really know about our customers? How much better would we be at engaging with our existing and new customers, if we...
Employing apprentices – do they need a Criminal Record check?
With the Government’s plans to reach three million new apprentices by 2020¹, it’s becoming more attractive for businesses to employ apprentices, particularly with the introduction of the...
Planning a data migration in 2018?
Last year, Experian commissioned Dylan Jones and the team at Data Migration Pro to carry out a programme of research looking at the current data migration...
Case Study: Brooknight Security
Brooknight Security use Experian’s background checking services to speed up employee vetting and improve employment rates. Brooknight Security provide a range of security services to corporate and...
Hot Topics
Generational divide, economic influence and a universal view of a…
There’s an opportunity across financial services to help people in many ways. While today’s economy could be described as ‘nervous’, people’s economic attitudes are somewhat indifferent....
How can data sharing enhance credit risk modelling?
Data sharing can enhance credit risk modelling in multiple ways. Open Banking provides a much deeper understanding of an individual. Until now credit scoring has been built on the use of historical...
Faster, quicker customer decisions – now you can
Consumer lending has always been a competitive marketplace, but in recent years the level of competition has increased. Customers have easy access to product and price comparison sites, meaning price...
Pensions Dashboard – what are the key challenges for the…
Marie Walker of Finance Edge asks Richard Howells, Director of Insurance, Wealth, Life and Pensions at Experian UK & Ireland, to discuss some of the issues for the industry with the pensions...
Understanding the tipping point of vulnerability
Today there is an opportunity presented by data and analytics to better understand an individual’s circumstances. To be able to make decisions that are built on more enhanced insight, to therefore...
Innovation and opportunity: using open banking to drive better customer…
We’ve spoken at length about the advantages open banking will bring. How it will enable us to support our customers better, and improve credit access for those who have previously been excluded....
Risk in an open-data world
In our last White Paper: Rethinking affordability, we explored the increasing role of affordability in lending. At Experian, we welcome the FCA’s distinction between credit risk and...
Data + science = value, true value
When it comes to analytics, data science is front and centre of how a revolution is happening. The financial services, banking and insurance sectors all capture lots of data points and typically...
How categorisation and aggregation bring open banking to life
There’s a big opportunity around real-time exchange and aggregation of bank statements in association with other complementary data such as credit information. Part of the opportunity lies in...
Our Customers
Case Study: Brooknight Security
Brooknight Security use Experian’s background checking services to speed up employee vetting and improve employment rates. Brooknight Security provide a range of security services to corporate and...
Case study: Saga services
Saga sees instant savings from using Experian’s fraud solutions in their processing. Saga is a British company focused on supporting the needs of those aged 50 and over and currently serves more...