Adverse Financial Check

A pre employment credit check is an invaluable part of the screening process. Understanding a candidate’s background can help to mitigate the risks posed to your business by individuals under financial strain.

About the check

The Experian Adverse Financial Check gives you the peace of mind that your candidates have no history of financial mismanagement. This is of vital importance if you are recruiting for a role that involves the handling of money, accounts or sensitive data. Through screening your candidates, a thorough pre employment credit check from Experian is a first line of defence for your business’s integrity, reputation and security.

We have direct access to one of the UK’s largest consumer databases. Our pre employment credit check can therefore deliver clear, concise and detailed reports almost instantly.

What's the process?

When you request a pre employment credit check, our system will quickly scour numerous public and private databases for any adverse financial warning signs. We check County Court Judgements (CCJs), bankruptcies, voluntary arrangements, decrees and administration orders. The Experian Adverse Financial Check also consults the candidate’s electoral roll registration to confirm their current address.

In the unlikely event that our system cannot target a candidate’s address, we will manually process the check with a turnaround time of around four hours.

Real time pre employment credit checks

Because the information is updated in real time, you can also use our system to keep updated on your existing employees, protecting your business from any problems that could arise from a change in their circumstances. Our reports are concise and easy to read, so there is no need to navigate through pages of complex text.

 

 

Credit Check sample report

I want my own report

As of the 11th December 2017, this function will no longer be available. You can find more information here.

 



I am a business
I want 1-10 checks per year

Online service includes

  • Basic Criminal Record Check
  • Identity Check
  • Adverse Financial Check
  • Only £54.99 incl. VAT


I am a business
I want 11+ checks per year

Managed service includes

  • Basic, standard or enhanced Criminal Record Checks
  • Identity Check
  • Adverse Financial Checks
  • Validation Checks
  • Reference Checks
  • Contact us for bespoke service and pricing
Note: Not all employment positions are eligible for a Standard or Enhanced DBS Check. To check the DBS Eligibility Guidance please click here.