Rental Exchange – What is that?

It gives you the credit you deserve for paying your rent on time, whether you're a social housing tenant or are renting privately. With the Rental Exchange, you can enhance your credit report without taking on new credit agreements.

How to make sure your rent is reported

  • If you are a council or social housing tenant, ask your landlord to report your rental payment data into the Rental Exchange.
  • If you are a private tenant, and your landlord or managing agent has more than 100 properties ask them to report your rental payment data into the Rental Exchange.
  • If your landlord owns fewer than 100 properties and cannot transfer data directly into the Rental Exchange, you can sign-up (at no cost) and schedule payments to your landlord via the Credit Ladder platform, the information is then shared into the Rental Exchange. More information is available on the Credit Ladder website.


How will I benefit?

We’ll help you create an online history of your rental payments. It’ll prove to companies that you’re a reliable potential customer by proving who you are and where you live.

Having additional information on your credit file can make it quicker and easier to:

  • Open a new bank account
  • Get a new credit card
  • Have a loan application approved
  • Shop online
  • Arrange a better utilities tariff, or qualify to pay for gas/electricity via a non-prepay tariff
  • Receive better mobile phone rates
  • Apply for a mortgage

To find out how the Rental Exchange can benefit tenants, view the video below:

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If you have any queries, please don't hesitate to contact us and a member of our team will be happy to help.

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