Banking and Financial Services Solutions
Challenging market conditions and increased regulatory pressure make it even more important for lenders to make the right decisions – from acquisition and customer management right through to collections. Experian is already working with leading organisations in financial services to help ensure that they can seize growth opportunities as they happen, while minimising risk, bad debt and be seen as a responsible lender.
Increase low-risk lending
- Identify profitable new business
- Accurately assess affordability
- Optimise credit application processing
Effective portfolio management
- Manage the risks and opportunities in your ledger
- Get a single view of multiple ledgers
- Target customers with the right rates and products
Refine your collections strategy
- Re-prioritise who you chase first
- Improve customer contact rates
- Maximise consumer and commercial debt recovery
Improve Id & fraud detection
- Detect fraudulent applications
- Get instant identity verification
- Screen new employees
- Monitor account and payment patters
