Credit Data and Scorecards

• Commercial Autoscore - Fast, tailored, automated business credit checks.
• Commercial Delphi - Business credit scores that accurately predict business credit risks and failure within the next 12 months.
• International business reports - detailed credit reports on international businesses
• Payment performance - Share business payment data to give you a clearer picture of potential risk in your ledger
• pH Megascore - Uses balance sheet data to assign a credit score to a business.

• Delphi for Customer management - Experian's custom score cards for monitoring consumer credit customers
• Delphi for New Business - Experian's highly predictive score cards to assess credit risk of new consumer customers
• Equity Check - Establish a customers home equity position for more accurate risk assessment
• Forward address links - Utilise credit data from hidden forward addresses
• PowerCurve Strategy and Customer Management - Make the right lending decisions across the customer credit lifecycle
• Single Customer View - Identify all the accounts and products held by a customer
• Triggers - Get instant notifications when consumers in your lending portfolio have a change of credit status
• Undisclosed addresses - Address linking to identify undisclosed addresses to give you a full picture of a consumer

Making good credit decisions is critical to the success of a business, whether your customers are consumers or businesses. To minimise bad debt and ensure you allow your best customers to trade with you to their fullest extent, you need more than up-to-date credit data.

We can help you blend good quality credit data with predictive scorecards, so you can:

• Quickly and accurately assess the creditworthiness of consumers and businesses
• Reduce credit risk in your business for new business and existing customers
• Improve efficiency and reduce costs of bringing in new business
• Increase profitability by identifying your best customers and maximising your business opportunities with them