£2 Statutory Credit Report
Your statutory credit report details your credit history. It contains public and private information recorded in your name and is available to authorised lenders carrying out a credit check through Experian. Credit reports are used by lenders to help them in making decisions about whether to give you credit or not.
Under the Data Protection Act 1998, Experian are permitted to charge a non-refundable fee of £2 each time you request access to your statutory credit report. The table below outlines the differences between CreditExpert from Experian and the statutory credit report - it may help you decide which Experian product is most suitable for you.
* Monthly fee applies after trial, new customers only. You may cancel your trial anytime during the 30 day trial period without charge. As part of the CreditExpert application we conduct ID checks which could result in a PIN being sent prior to gaining access (may take up to 5 days) or the request of documents to be sent to us to verify who you say you are.
** As part of your CreditExpert membership, we provide Identity Fraud Expenses Insurance.
Ordering your statutory credit report
You can apply for your statutory credit report either online or by post. When completing your application form, you will need to supply all your previous addresses from the past 6 years. Please ensure you have your full address details, including postcodes, when applying.
Alternatively, order your Experian credit report and score
Experian CreditExpert offers you a no obligation 30-day trial* which includes an array of benefits.
Experian only provides a copy of your own credit report. Other people (including your partner, spouse or anyone else you may have applied for credit with) must each apply for their own report.
Your application is made under Section 7 of the Data Protection Act 1998 and we will keep a record of your application and include it on future reports we send you.
Because we operate throughout the world in providing our goods and services, this may involve us transferring your personal information to countries whose data protection laws do not provide the same level of protection as those in the UK. If we do so, we will ensure that an agreement is in place in which anyone to whom we pass the information agrees to treat it with the same level of protection as if we were dealing with it.