Affordability Solutions

Our data can help you make confident decisions, so you can assess affordability quickly and easily.

Understanding an individual’s creditworthiness and affordability is essential when it comes to finding the right product for the right person. At Experian, our data can help you to make confident decisions by allowing you to quickly and easily asses an individual’s creditworthiness at the start of a loan, and their continuing ability to maintain payments.

By drawing on an extensive range of data sources, our Affordability solution delivers a precise view of crucial financial characteristics. From income to indebtedness, our data is designed to make it quicker and easier to assess affordability.

Key benefits

  • Provides accurate insight to enhance your decision-making process
  • Validates application data
  • Provides a highly predictive risk indicator by combining key variables
  • Uses our broad data assets and sources of insight to calculate key financial estimations
  • Enables you to quickly and confidently define the most appropriate terms for each individual

Who’s it for?

Our Affordability Solutions are used widely by mortgage, credit card and personal loan providers, alongside vehicle finance, telecommunication and utility providers.

How it works

Our Affordability Solutions are easy to adopt and can be integrated into your system or delivered as batch data.

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