The table below shows the difference between a Statutory Credit Report, a free Experian account, and Experian CreditExpert. See which option is right for you.
| A basic view of your credit history | |||
| Ongoing report access | |||
| Your credit score | Monthly | Daily | |
| Compare offers | |||
| See your eligibility | |||
| Boost your score | |||
| Fraud alerts | |||
| Dedicated fraud support | |||
| Web monitoring | |||
| Daily Experian Fraud Report | |||
| Score forecast | |||
| Daily Experian Credit Report | |||
| Understand & improve your score | |||
| UK call support for report & score | |||
| Credit report alerts | |||
| Track score changes | |||
You can apply for your Statutory Credit Report either online or by post. When you complete your application form, we recommend that you tell us all your previous addresses from the past 6 years (including postcodes), when you apply. This will ensure that you see all the information on your credit report, which a lender would see if you were to apply for credit.
You can choose to view your report online or receive it by post. If you choose to view your statutory credit report online, you will be sent a unique passkey which will allow you to log in to a secure area of our site and view your report. The passkey will be posted to you within 5 working days.
You can apply for your Statutory Credit Report by post by filling in the application form and sending it to the address below.
Customer Support Centre
Experian Ltd
PO Box 8000
Nottingham
NG80 7WF
It usually takes up to 7 working days for your report to arrive. It may take longer if we require some more information to verify your identity.
We recommend that you read the privacy notice to understand the identity verification and fraud prevention procedures that we employ when processing each Statutory Credit Report request.
» Download Statutory Credit Report application formIf you are a sole trader or a partnership, you can apply for your Statutory Credit Report by post by filling in the application form and send it to the address below.
Customer Support Centre
Experian Ltd
PO Box 8000
Nottingham
NG80 7WF
It usually takes up to 7 working days for your report to arrive. It may take longer if we require some more information to verify your identity.
We recommend that you read the privacy notice to understand the identity verification and fraud prevention procedures that we employ when processing each Statutory Credit Report request.
» Download Statutory Credit Report application formAlternatively you can see all options for viewing your own business information here:
View OptionsYour Statutory Credit Report details your credit history. It contains public and private information recorded in your name and is available to authorised lenders carrying out a credit check through Experian. Credit reports are used by lenders to help them in making decisions about whether to give you credit or not.
Experian can only provide a copy of your own credit report. Other people (including your partner, spouse or anyone else you may have applied for credit with) must each apply for their own report.
Your application is made under Article 15, General Data Protection Regulation, 2018 and we will keep a record of your application.
Because we operate throughout the world in providing our goods and services, this may involve us transferring your personal information to countries whose data protection laws do not provide the same level of protection as those in the UK. If we do so, we will ensure that an agreement is in place in which anyone to whom we pass the information agrees to treat it with the same level of protection as if we were dealing with it.