Mortgage guides
Confused by mortgages? We've got the answers you're looking for
Where do I start?
These are the guides others find most helpful
Mortgages and your credit score
Understand how your credit score affects what mortgage you get, and what lenders are looking for
Learn moreWhy have I been refused a mortgage?
Take a look at the common reasons why a mortgage gets refused, and what to do if it happens to you
Learn moreGetting a mortgage with bad credit
It’s possible to get a mortgage with bad credit, although you’ll probably pay higher interest rates
Learn moreWhat are guarantor mortgages?
If you can’t qualify for a mortgage on your own, a guarantor mortgage may be an option
Learn more
CalculatorsMortgages explained – everything you need to know
From the different types available, to how to find lenders likely to say 'Yes'
Need a little more help? Take a look at our mortgage FAQs
What credit score do you need for a mortgage?
The better your credit score, the more chance you have of being accepted for a mortgage, and at better rates.
Learn moreWhat is a mortgage ‘agreement in principle’?
It’s a statement from a lender estimating how much you could borrow for a mortgage. It’s not an official offer, though.
What are the different mortgage types?
There are two main types of mortgage: fixed rate and variable rate (which include tracker and discount rate mortgages).
Learn moreWhat is a good mortgage APR?
The average mortgage APR will change over time depending on the market – but the lower your APR, the better!
