How to apply for a loan
Once you've found the offer you want, you can usually apply for a loan online – either via Experian's website, or by going directly to the lender's website. Alternatively, you may be able to apply in person at one of the lender's branches. This may take longer, but it can be useful if you need help filling in the application form.
Credit application form questions
It's important to provide accurate and up-to-date information when applying for credit, so make sure you have relevant documents to hand when you apply.
Each company may ask slightly different questions, depending on their criteria for lending. They'll often ask about things like your:
- Full name
- Contact details
- Date of birth
- Current and previous addresses
- Marital status (e.g. single, married)
- Employment status (e.g. employed, unemployed, self-employed, retired)
- Job title and employer
- Salary and household income
- Other financial commitments (e.g. mortgage, credit cards)
- Living costs (e.g. for rent, council tax, food, bills, travel)
This information helps companies confirm your identity and understand your financial situation, so they can decide if it's a good idea to lend to you.