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Improving your credit score

Your score is a gateway to getting credit – whether you want a loan, mortgage, or even a mobile phone contract. A good credit rating can help you borrow more money and pay less interest.

Could you boost your score? Find out with our top four tips.

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Popular articles

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Useful tips

What is eligibility?

Checking your eligibility rating can save you time and effort. Find out how.

Late payments and your credit score

Find out how late payments can affect your score, and how to deal with them.

What is a good credit score?

Learn how a credit score is calculated and what factors make it ‘good'.

CCJs and your credit score

Find out how a CCJ can affect your credit score, and what to do if you have one.

Image of a credit card

6 things you didn’t know about shared finances

Joint bank account? Buying a home together? Here’s what you need to know first.

Your address, credit score and fraud

Find out what to do if you move home.

Being a guarantor

Want to help someone borrow money? Get the facts about being a guarantor.

Employment and your credit

Wondering if your job can affect your report – and vice versa? Get the facts here.

The road back from bankruptcy

Here’s what to expect if you’ve been made bankrupt, and how to rebuild your credit profile.

The electoral roll and your score

Registering to vote can improve your score – find out why and how to do it.

How to deal with defaults

Defaulted on your account? Find out how it may affect your score, and for how long.

Clearing debt with an IVA

Learn how an IVA works, what to expect, and how it may affect your credit rating.

DROs and your credit score

Find out what a Debt Relief Order is, how it can affect your score, and what to expect.

Managing debt with a DMP

Learn how a Debt Management Plan works, and how it can help you clear debt.

Gender transitioning and your credit report

Find out how we can help with your credit report following your gender transition.

Car loans

If you want a car but don’t have the money upfront to buy one, a car loan could be the answer. Find out what your options are in our guide.

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