Credit card guides
Confused by credit cards? We've got the answers you're looking for.
Where do I start?
These are the guides others find most helpful
Types of credit cards
Not sure what type of card to go for? We explain the options, so you can choose the best card for you
Learn moreWhat to do with unused credit cards
What should you do with unused credit cards – and does closing a credit card affect your credit score?
Learn moreCredit builder credit cards
If you want to improve your credit score, or build up a credit history, a credit builder card may be able to help
Learn moreWhat is APR?
The APR (annual percentage rate) gives you an idea of how much it costs to borrow money on a credit card
Learn moreCredit cards explained – everything you need to know
From the different types available, to how to find cards likely to say 'Yes'
Need a little more help? Take a look at our credit card FAQs
What is a good credit card APR?
A typical credit card APR is around 23%-25%, but rates can vary hugely for different types of card, and for good or bad credit scores.
Learn moreHow much credit can I get?
The lender will decide your credit limit by looking at various factors, such as your income and credit history.
Learn moreHow do I switch credit cards?
It can pay to switch to a new card - but make sure things like direct debits on the old card are cancelled.
See our guideCan switching cards affect your credit score?
Applying for new credit can cause your score to drop slightly. This is normal and any impact will be temporary.
See our guide