Request a callback

Complete the form below and one of experts will be in touch with you very soon to talk about how we can help you and your business.

* indicates a compulsory field 

Would you like to hear from us?*

By signing up to Experian business marketing communications you will receive the latest research, insight, news and invites to events and webinars. Experian offers a wide range of products and services.

We will do our best to send you only communications that we deem to be relevant to you, your job and your business.

You can change your mind at any time.

  • Submit

View our Privacy Policy for details on use and storage of personal data.

 

For a full view of your customer credit portfolio, you need more than a credit score.

Credit 3D brings traditional bureau credit scores, alternative and open data together with the latest data science, machine learning and advanced analytics techniques to build a comprehensive, multi-dimensional and accurate picture of your customer credit portfolio.

Through these smarter insights, our innovative Credit 3D suite means you can make the right decisions, at the right time, for the right consumer and business customers.

We combine our advanced analytics techniques and machine learning capabilities with data available to us through Open Banking and our core credit bureau to produce transformational insights into customer expenditure, habits and preference. In seconds, credit providers can make accurate and robust decisions to grow top-line revenues and reduce bottom-line costs across the customer credit lifecycle.

See how Credit 3D supports each stage of the credit lending lifecycle.

Find new customers

The key to finding the right customers is identifying new and underserved markets and customer segments. We have the insight and experience to help you create a full picture of your customer acquisition opportunities through pre-qualification, screen out customers who don’t match your risk profile and increase your customer satisfaction from the start of their journey with you.

Understand the market

Identify your target criteria

Create your audience

Perfect your messaging

Pre-qualify and quote

Experian Pre-qualification

Pre-qualification

Our pre-qualification technology profiles consumers in seconds to match them with credit products that fit their needs and your criteria.

Find out more >

Experian Business View

Business View

Get a definitive view of the UK business population, including contact data and insight to drive commercial marketing engagement.

Find out more >

Experian Credit Invisibles

Report: Credit Invisibles - making the invisible visible

Read on to find out why enriching your credit data is good for your business and your customers.

Read more >

Want to know more? Talk to our expert team to find out how we can help.

Request a callback

Engage and convert new customers

Get to know your new customers and provide the best onboarding experience by making fast and accurate decisions. Our comprehensive traditional credit score, trended credit data and alternative data sets mean you get the most multi-dimensional and robust view of your customers eligibility and capacity to afford credit. In turn, you can help your customers select the best product for their needs based on their affordability, and you can responsibly assess risk and enhance your processes for intelligent and responsible decisions in near real-time.

Understand your customer risk profile

Assess affordability

Help your customer choose the right product for them

Set your pricing

Enhance operational efficiency

Experian Affordability Check

Affordability Check

Make better decisions by understanding your customer’s ability to afford your products and services.

Find out more >

Experian Trended Data

Trended Data

Build a full picture of your customers’ credit behaviour to make informed and fair decisions, even with your thin-file consumers.

Find out more >

Experian BusinessIQ

BusinessIQ

Set your credit policies and integrate with your systems through our API.

Find out more >

Want to know more? Talk to our expert team to find out how we can help.

Request a callback

Enhanced customer management

Our smart insights cover 500 different data variables which we use to give you a rich, single view of your customers as well as a long term predictive view. With this insight, you’re able to manage your customers throughout their time with you, optimising your ability to highlight opportunities and risk based on individual affordability for consumer or business customers.

Understand your current customer portfolio

Manage risk and capital

Manage customer credit limits

Automate renewals and offers

Inform your marketing activities for targeted campaigns

Experian Trended Data

Trended Data

Get enriched data on your consumer portfolio to predict future payment behaviour.

Find out more >

Experian BusienssIQ

BusinessIQ

A view of your business customer portfolio to help you identify opportunities and risks.

Find out more >

Experian Inclusive Lending Blog

Blog: Using data and analytics for inclusive lending.

Read on to find out how data and advanced analytics can add in-depth detail for inclusive lending and decisioning.

Read more >

Want to know more? Talk to our expert team to find out how we can help.

Request a callback

Repayments and collections

By combining multiple data sources to get the richest understanding of an individuals’ or businesses’ borrowing and repayment behaviours, we can help you predict and tailor your collections process and preserve and protect your customer relationship.

Flag early signs of stress

Optimise collections pathways

Automate collections processes

Flag potentially vulnerable and high-risk customers

Increase recovery rates

Experian Affordability Check

Affordability Check

Use our aggregation platform and automated categorisation engine to streamline your data processing and understand your customer’s affordability.

Find out more >

Experian Trended Data

Trended Data

Build a picture of your customer’s financial history and predict future behaviour for optimised collections.

Find out more >

Experian Responsible Lending Blog

Blog: Rising debt shows a need for lenders to act now to help consumers

How access to better data can increase opportunities to help consumers in debt and arrears.

Read more >

Powered by Open Banking

Open Banking

Open Banking has provided an accessible gateway to transactional data for trusted companies, like us. Adding this data to our existing data sets and using our powerful analytics tools, we’re able to build a full picture of an individual or business so you have all of the information you need to make the right decisions for your business and your customer.

Want to know more?

Take a look at Affordability Check for account data categorisation and aggregation.

Find out more >

 

Open Banking plays a part in helping the lending industry become more inclusive.

It's estimated that a total of 8.3 million people in the UK have suffered from financial exclusion due to being ‘Credit Invisible’. Read on to find out how Open Banking has a role to play in making the lending industry more inclusive by providing more data points to base credit decisions upon.

Read more >