Better decision making and management for commercial credit
A credit report by Experian gives you invaluable insight into a business’ financial stability, so you can make faster and better risk decisions. Being armed with the right knowledge about your existing or potential customers will ensure you can offer the most appropriate terms, improve your customer experience and reduce risk to your business.
BusinessIQ comes equipped with training and support materials all available via your dedicated account manager. These make getting the most of the detailed material a breeze.
Comprehensive assessment tools
Data and reporting excellence
Multiple different report and data types
Leveraging powerful CATO data from 15 sources, instead of the standard 9 and with the option further depth of CAIS data (if you a contributor) the depth of data we believe it the most comprehensive you’ll find. BusinessIQ puts advanced credit insight right at your fingertips. With a multitude of reporting options available you’ll be to onboard customers, suppliers and trade-partners with full confidence in their financial stability.
Training and Support
BusinessIQ includes a comprehensive catalogue of training and support materials.
Risk management
Comprehensive risk scores
We understand that different businesses have different needs when it comes to risk, and so BusinessIQ reports on a range of different risk scores, including Commercial Delphi and Financial Strength scores for over 3 million businesses. There’s also the blend of consumer information from the business owners or directors, to give you the full picture of risk.
Automated alerts
Automated customisable alerts allow you to keep on top of changes with your customer and suppliers
Portfolio functions
Keep tabs on multiple businesses at once with standard and ledger portfolios.
Finance documentation and tree reports
Financial documents and tree reports
Know exactly who you’re dealing with and make informed business decisions with access to financial documentation and Corporate Tree Reports.
International capabilities
Wide spread global coverage
A global business means global needs. Access 50 million over-seas businesses from 195 countries and principalities with 4 different report depths.
Instant international reports
Get business done now, with instant access to reports from over 35 different countries.
Compatible functionality
DecisionIQ functionality
Combine the data of BusinessIQ with automated decisioning of DecisionIQ and lower the resources needed for your onboarding processes.
Authenticate compatibility
Compatible with Experian Authenticate, allowing you to stay Anti-Money Launder compliant with ease.
Decisioning API
Connect your key systems with to your credit checking processes via our decisioning API.
How can I access BusinessIQ Reports?
We will provide a solution that fits with your budget and requirements, but you can rest assured that our data is collected, compiled and delivered to the highest possible quality.
Request a consultationThe benefits at a glance
More and better insights
Powered by 15 CATO data sources and CIFAS & CAIS data (where applicable), BusinessIQ provides unparalleled credit insight into your suppliers, customers and partners.
Know who you're working with
Access Financial and Corporate Tree documentation and be sure your partners are who they say they are.
The risk scores that work for you
Get the information your business needs with 4 different risk scores, including Delphi.
Instant international reports
Reports available for over 50 million companies from 195 countries and all principalities. Instant access available to reports from over 35 locations.
API available
The available API allows for direct integration with your CRM and other key systems.
AML compliance with Experian Authenticate
BusinessIQ is compatible with Experian Authenticate, making staying compliant with Anti-Money Laundering regulations easy and stress-free.
DecisionIQ compatible
Save time and resource by automating your onboarding process with DecisionIQ.
Alerts tailored to your business
Get only the alerts you need with a granular and customisable alerts and monitoring system.
We provide a range of solutions for business credit checking. Compare the options below and discover which is best fit for your organisation.
PAYG @ £24.99 (inc VAT) per report
Great for
Small Businesses looking for a small number of checks.
Features
- Core Experian credit data
- 3 years company history
- 1 report type
- Commercial Delphi risk scores
- Business data from 35+ countries
Subscription
Great for
Businesses looking to make frequent standard checks on customers and suppliers.
Features
- Core Experian credit data
- 3 years company history
- 1 report type
- Commercial Delphi risk scores
- Business data available from 195 countries plus all principalities
- Standard monitoring and alerts via email
Subscription
Great for
Businesses looking to make detailed checks on suppliers, customers and partners.
Features
- Core and advanced data sources including CATO and CIFAS & CAIS where applicable
- 4 years company history
- 8 separate and detailed report types including Credit Risk, Corporate Tree and Director and Secretaries
- 4 different risk score options including Commercial Delphi
- Compatible with Authenticate for anti-money laundering
- Instant access to reports from 35+ countries and near-global total coverage
- Available as an API via DIQ
- Combine business monitoring via multiple portfolio options
- Advanced monitoring and alerts with granular customisation