Create a better digital experience
Understanding a customer’s financial well-being requires access to a variety of financial data. Optimising access to this data is the key to creating better digital experiences and helping your business grow.
Work Report™ is a quick, simple and secure way for customers to share their verified employment and income information immediately with the organisations they choose, directly from an employer’s payroll database, in seconds.
Attract more customers
Attract more customers online and improve their journey
Increase lending volumes
Enhance underwriting and increase lending volumes
Cut operational costs
Save time and cut operational effort and cost
Streamline your application process and verify income and employment in seconds
Make better decisions. Provide better experiences.
Offer a quick, easy and seamless application process, providing the digital experience your customers want with no payslips to manually collect. Cut the time and resource needed to source data and make informed decisions, quicker.
Make the move to digital verification and say goodbye to paper payslips.
- 100% verified salary
- 60% reduction in time taken to source data
Business benefits
Verify income, employment status, employer name, sector and tenure in seconds.
Make better informed decisions using the most up to date and accurate income and employment data.
Confirm an individual’s Gross and Net income, as well as understanding details such as commission payments.
Standardised and summarised data in a clear format for quick review and analysis.
Cut the risk of fraud to zero when accessing consented payroll data directly from source.
Consumer benefits
Improved customer experience – A personalised user journey accessible digitally at any time.
Quick and convenient – Share payroll information quickly, no more searching for information or documents to upload.
Control – Consumers can control who they share their payroll data with.
Improved data security – Information is passed via secure APIs rather than email.
Customers are treated fairly – More accurate affordability checks for responsible lending.
Safe Data is shared under the terms of the General Data Protection Regulation (GDPR) and Experian is authorised and regulated by the Financial Conduct Authority (FCA).
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How can I access Work Report?
We will provide a solution that fits with your budget and requirements, but you can rest assured that our data is collected, compiled and delivered to the highest possible quality.
Request a consultationThe benefits at a glance
Cut costs
Save time, cut operational effort and streamline processes with the UK’s first digital income and employment verification service
Speedy verification
Verify income, employment status and tenure in seconds
More informed decisions
Make better informed decisions using the most up to date and accurate income and employment data
Improve customer experience
Remove friction and improve the customer experience making it easier and quicker for customers to access products and services
Attract more customers
Attract and accept more customers online with no additional risk
Remove fraud risk
Cut the risk of fraud to zero when accessing consented payslip data directly from source