Verify employment and income details securely and digitally with Work Report
The benefits at a glance:
Save time, cut operational effort and streamline and accelerate your application process
Say goodbye to paper payslips, manual data collection and verification and access verified employment and income information fast
Accurately identify and capture an individual’s employer, employment status and tenure
Confirm an individual’s Gross and Net income, as well as understanding details such as commission payments and deductions
Cut the risk of fraud to zero when accessing consented payslip data directly from source, this means no tampering or manipulation can occur
Offer the seamless digital experience your customers want improving the customer journey and reducing dropouts
Customers are treated fairly with more accurate affordability checks for responsible lending
Improved data security as information is passed via secure APIs rather than email
Make accurate affordability decisions, safe in the knowledge that you’re using a verified source of employment information
Use our Retro Analysis database of 5 years of historical employment and credit application data to understand the value of data to inform credit risk
Tell us about you and your company’s needs:
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With help from Experian’s tracing solutions, we were able to reduce our ‘goneaways’ back book and reunite more of our customers with funds owed to them. This solution helps us work towards our original purpose of helping people take responsibility for their future and achieve a lifetime of financial security. The communication with Experian throughout the project was fantastic and we’re pleased with the results.
Sarah Simpson, Aegon
Functionality that delivers your goals
Streamline and accelerate your application process, with the UK’s first digital employment and income verification service.
Understanding a customer’s financial well-being requires access to a variety of financial data.
Work Report is the quick, simple and secure way for customers to share their verified employment and income information immediately with the organisations they choose, directly from an employer’s payroll database, providing the seamless digital experience your customers want with no payslips or bank statements to manually collect.
Cut the time to source data and make informed decisions, quicker
Accessing employment information direct from source confirms financial stability. It helps you verify the employment status of a customer, their employer and tenure as well as their income, eliminating the need for physical documents and reducing the risk of fraud.
Make the move to digital verification and say goodbye to paper payslips
With the power of Work Report, you can make better, faster decisions that benefit your customers – and you.
Plug and play
Custom Integration available
Experian makes it easy to harness real-time employment data and insights. With the power of Work Report you can make better, faster lending decisions that benefit your customers – and you.