Change the way you use scorecards, forever.
Advances in technology, new business models, economic uncertainty, changing customer expectations and ever-evolving regulations mean there’s an increasing number of complex factors to consider when building your models. But while the market moves quickly, the process of changing and deploying models and scores to keep up is long, laborious and complex.
It’s a problem we’ve been working hard to solve here at Experian – and now we have. The result will change the way you use scorecards, forever.
Know the score and accelerate your growth
Create effective strategies
Respond quickly to market changes by creating effective strategies and applying the best, most up-to-date scores on the market in a matter of hours, not months. Powered by best-in-class data and machine learning, You can build, validate and deploy proactive and reactive models faster than ever before. As well as reducing both complexity and cost, you can boost your predictive power by up to 11% and help reduce bads by up to 20%.
This means you can make more of the right offers to the right customers at the right time, while managing risk, meeting customer expectations and lending in a fair, responsible way.
Target the right people
Find people who are more likely to respond to your offers and meet your credit criteria, using eligibility and pre-approval checks.
Acquire the right customers
Make the right offers at the right time to increase the likelihood of approval. Data is returned for 99%+ of all applications and on average 8.4 data items are returned for each application.
Set personalised credit limits
Offer only what customers can afford and increase limits as appropriate. Capitalise on cross-sell or upsell opportunities with new product offers, while meeting consumer duty obligations.
Assess arrears
Understand a customer’s ability to pay and take preventative action to reduce bad debt.
Improve debt-recovery rates
Determine the best collections actions and treatments thanks to greater insight into your customers.
How can I access Scoring and Models?
We will provide a solution that fits with your budget and requirements, but you can rest assured that our data is collected, compiled and delivered to the highest possible quality.
Request a consultationThe benefits at a glance
Access data faster
With more predictive power than ever before
Tailor lending decisions
To accelerate performance and growth
Uncover new lending potential
With or without altering your risk appetite
Adapt quickly
To ever-changing customer demands and market changes
Optimise your models, scores and business strategies
Then deploy them in hours
Take advantage of more opportunities and waste less time
Thanks to faster understanding and action
Better, simplified information
Via a single easy to use ranking tool
Prebuilt models to fit your every need
Across consumer and commercial credit