Benefit your customers – and you
Mortgage Passport from Experian integrates verified digital employment and payroll data into your decision making, with no payslips or bank statements to manually collect, streamlining the applications process and driving better, faster decisions that benefit your customers.
Verify income, employment and expenditure in seconds
With interest rates rising and household incomes being squeezed, it is more important than ever before that brokers and mortgage providers obtain accurate information on an individual’s employment, income and expenditure.
Mortgage Passport accesses payslip and banking information from source so you can make quicker, more accurate affordability decisions, safe in the knowledge that you’re using a verified source of information, while reducing risk and removing the opportunity of fraud.
Reduce costs, cut time to source data and make better decisions, quicker with Mortgage Passport
How can I access Mortgage Passport?
We will provide a solution that fits with your budget and requirements, but you can rest assured that our data is collected, compiled and delivered to the highest possible quality.
Request a consultationThe benefits at a glance
Remove manual processes
Streamlined digital process, no payslips or bank statements to manually collect
Make better decisions, quicker
Reduce costs, cut time to source data and make better decisions, quicker
Improve customer experience
Improve the customer experience with a quick and simple application journey
Increase volumes
Increase lending volumes without increasing risk
Increase capacity
Increase capacity by streamlining processes and cut operational effort
Gain a better view of applicants
Gain a better view of an applicant’s employment details including tenure to enhance credit risk decisions
Clear, summarised data
Summarised data in a clear format for quick review and analysis
Eliminate fraud
Eliminate the possibility of fraud