Experian Commercial Acumen makes it quicker, easier and more cost effective to lend to small businesses. Helping banks, brokers and other lenders serve a fast-growing and complex market without increasing risk.
Unified data for better insights
How can we help?
Experian Commercial Acumen brings together multiple data sources into a single, consolidated view of a customer that helps reduce risk, increase revenue, and create competitive advantage. We combine current account transactions from Open Banking with management account data and overlay it with Experian’s trusted credit information. Everything is delivered through our Open Data Platform, reducing the complexity and cost of working with multiple partners to source data.
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How can I access Commercial Acumen?
We will provide a solution that fits with your budget and requirements, but you can rest assured that our data is collected, compiled and delivered to the highest possible quality.
Request a consultationThe benefits at a glance
UK's largest database
Access to the UK’s largest database of commercial credit data
Leading SME data
SME management accounts sourced from the UK’s 15 largest providers of SME data
Comprehensive transaction history
Access to 3 years of transaction data (with consent) for each of the UK’s business current accounts
Effortless access to commercial data
Our Commercial Data Portal gives you quick and easy access to all of our commercial data without the need for costly or time-consuming IT integration
Seamless data intergration
Our Open Data Platform takes the hassle and cost out of trying to connect to multiple data sources to create a consolidated view of a small business’
Trusted brand
Scale, stability, service, and support of a trusted brand combined with the speed, innovation, and agility of a small business