Affordability

people-at-desk
Experian Real Time Connections – Fast simple integrations

  Quickly stream and integrate our comprehensive data into your own systems, workflows, websites and products with our Business Information APIs (Application Programming Interfaces). Whether...

Video - Aug 2019
Man_on_bench_448ADDITIONAL DATA BLOG
How additional data sources can help to reduce the invisibles…

Currently in the UK, 5.8 million people are invisible to the financial system due to having little or no financial data. When an individual has limited financial data history they are often referred...

Blog - Jul 2019
Webinar: How data contributes towards affordability checks for the insurance…

Financial inclusion, including affordability, is a core priority of regulators and businesses. Being able to offer the best-in-class experience and make accurate decisions is integral and an ongoing...

Webinar - Jul 2019
Trended Data: Build a fuller picture of your customer’s credit…

A customer’s credit profile can improve or deteriorate over time…can you confidently say you know enough about your customer’s personal spending and payment history to accurately identify...

Blog - Jun 2019
How insurance contributes towards financial inclusion and affordability

Financial inclusion, including affordability, is a core priority of regulators and businesses. Being able to offer the best-in-class experience and make accurate decisions is integral and an ongoing...

Blog - May 2019
Understanding the supply chain of a decision

How insurance contributes towards financial inclusion and affordability Financial inclusion, such as affordability, is a core priority of regulators and businesses and is causing change. With changes...

Whitepaper - May 2019
couple-in-car-dealers
Changing the game in equipment finance and helping businesses get…

Q&A with PEAC Finance’s Stephen Fenton At Experian our mission is to help enable our customers to power data-driven opportunities that support innovation and better customer experiences....

Blog - May 2019
5.8 are credit invisible, and 2.5 are excluded from finance…

In this blog, we explore how the lending industry can make credit more inclusive. More than 5.8 million people in the UK are excluded from large parts of the credit market, either because they have...

Blog - Apr 2019
couple-in-cafe
Rising persistent debt and arrears stems a need for lenders…

The financial services sector has a huge opportunity to better understand each applicant and customer today. The rise of data, and requisite analytical and technological power, provide new...

Blog - Feb 2019
Two colleagues having a conversation in the office.
Age, attitudes and the economy: a look at the factors…

When assessing affordability, the more you know about an individual’s financial situation and behaviours the better. But to understand how their affordability might change over time, and how you...

Blog - Jan 2019
Faster, quicker customer decisions – now you can

Consumer lending has always been a competitive marketplace, but in recent years the level of competition has increased. Customers have easy access to product and price comparison sites, meaning price...

Blog - Oct 2018
Understanding the tipping point of vulnerability

Today there is an opportunity presented by data and analytics to better understand an individual’s circumstances. To be able to make decisions that are built on more enhanced insight, to therefore...

Infographic - Sep 2018