Payments and Collections

2016 Payments Trends – Electronic push payments start to stem…

The third item on the list of trends for 2016 is the changing means of customer purchases.  The third item on the list of trends for 2016 is the changing means of customer purchases. Over the last...

Blog - Feb 2016
2016 Payments Trends – The customer/bank interface will be opened…

The second item on the list of payments trends for 2016 is around the way that bank clients access payment and banking services. A key topic for a number of regulators is how to increase competition...

Blog - Jan 2016
What is days beyond terms and how can you reduce…

Days beyond terms (DBT) is a commonly used business credit term that indicates how long a business has taken to pay its invoices beyond the agreed payment terms. Prompt payment of invoices is one of...

Blog - Jan 2016
2016 Payments Trends – Gearing up for PSD2 – strong…

As the Second Payment Services Directive (PSD2) starts to get implemented in national laws, customer authentication is going to become a more fundamental aspect of the payments process: it will be...

Blog - Jan 2016
Payments 2016 – Will these be the top 5 payments…

Having given my overview of the top 2015 payments topics it’s time to take a look at what I think will be coming up in 2016. In general 2015 was a year when big ideas started to take shape and...

Blog - Jan 2016
Online shoppers are unforgiving – once they’ve gone, they’ve gone…

Millions prefer buying online to speaking with a salesperson – for everything from financial services, to car insurance and...

Blog - Jan 2016
2015 Trends – And in Other 2015 Payments News…

Our previous 2015 Trends blogs have highlighted some of the most important developments of the year, here are a few more that are worth noting. SEPA (Single Euro Payments Area) continued its journey...

Blog - Dec 2015
2015 Payments Trends – Regulation – all change interchange

The fifth and final trend in my earlier blog on the top 5 payments trends in 2015 was another regulatory push, this time from the EU and with the goal of making card processing fees more standard and...

Blog - Dec 2015
2015 Payments Trends – Opening up UK Clearing

My fourth trend in my earlier blog on the top 5 payments trends in 2015 was the opening up of the UK payment clearing market. This was in part driven by the Payment Systems Regulator, created in...

Blog - Dec 2015
2015 Payments Trends – Mobile Payments Proliferation

It’s fair to say that 2015 was the year that for the consumer, mobile phone payments went mainstream, mostly driven by launches of Apple Pay in the US and UK, followed by Android Pay and Samsung...

Blog - Dec 2015
2015 Payments Trends – Establishing the need for Real Time…

My earlier blog on the top 5 payments trends in 2015 listed the second key trend over the past year as related to real-time payments. It’s worth understanding why and where we are in the process:...

Blog - Dec 2015
2015 Payments Trends – Blockchain moves out of the shadow…

My earlier blog on the top 5 payments trends in 2015 listed blockchain as being a key theme over the past year, here’s a little more...

Blog - Dec 2015