Credit Risk Management

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Borrowing Britain’s affordability challenge...

In January 2014 Experian provided the BBC with new analysis highlighting where people in Britain are struggling to keep on top of their debts. Using a combination of public records, lifestyle surveys and aggregated information from our credit reference agency about how we all pay our bills, we created...

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Will you ramp up innovation in 2014?...

Analyst firm IDC expects 2014 to be a defining year for credit providers. Having emerged from the economic crisis leaner and more efficient than ever, UK lenders are expected to focus on innovation this year. Our own conversations with providers across the industry support IDC’s assertion. Growth is back...

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New rental data to be made available to credit provide...

With little or no credit history, millions of social housing tenants have been excluded from mainstream financial services and affordable credit, or paid a premium for access. The Rental Exchange, provides a route for rental payments to be incorporated into credit reports which in turn provides greater access to...

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A Call for Management Information...

The majority of risk managers recognize the need for appropriate risk based management information to allow them to measure change and take timely and effective action. They understand that taking proactive action in response to change can have a beneficial impact on the business operating model and on the...

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The changing identity of UK fraud victims...

Affluent groups targeted less now than they were four years ago, while the reverse is now true for less wealthier...

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Credit Risk, Capital Planning & Requirements from...

Hear how risk and audit teams should respond to the anchor scenario released by the Financial Conduct Association (FCA) from economist Mark...

Read More Credit Risk, Capital Planning & Requirements from the FCA
Realising the potential of new credit bureau data...

We’re constantly evolving the way that credit bureau data is used both within bespoke solutions for individual clients and our market-leading bureau s...

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Conduct Risk and the Financial Conduct Authority...

The Financial Conduct Authority (FCA) is set to take an increasingly robust approach to regulating the sale of financial...

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UK Labour Market Statistics – December release...

This month’s release from the Office for National Statistics (ONS) showed continuing strength in the UK labour m...

Read More UK Labour Market Statistics – December release