Credit Risk Management

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Homeowners face affordability squeeze when rates rise...

The affordability of mortgage repayments is once again under the spotlight following recent comments by the Governor of the Bank of England that “gradual and limited” increases in interest rates are “coming neare...

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Join our #DataDriven TweetChat on Tuesday, July 8 at 5...

Join our upcoming #DataDriven chat on Twitter featuring: Susie Wolff – Development Driver, Williams Martini Racing Rob Smedley – Head of Vehicle Performance, Williams Martini Racing Formula 1 Team Greg Bonin – Principal Scientist for Experian’s DataLabs. Topic: Using Data to Make Smarter Decisions When: July 8, 2014 at...

Read More Join our #DataDriven TweetChat on Tuesday, July 8 at 5:30 pm BST
How can banking move forward in post-crisis Britain?...

Derek Garriock, our Head of Business Solutions and former leader of Sales Transformational Design and Delivery for RBS, scrutinises the changes, challenges and opportunities facing the Banking and Financial Services sector during the next three to five...

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There is a wealth of data available – but what d...

Here at Experian Decision Analytics we use the data at our disposal, our statistical knowledge and our business and market experience, to help lenders ensure they are making informed, and most importantly, responsible decisions on who they lend to. How? Through scorecard developments, policy rule analysis and strategy reviews...

Read More There is a wealth of data available – but what data can be used?
Mobile Britain’s omni-channel banking evolution...

Derek Garriock, Head of Business Solutions, outlines the impact digital channels have made in rapidly redefining how customers interact with their...

Read More Mobile Britain’s omni-channel banking evolution
Growth through intelligent marketing...

‘Today’s consumers expect a tailored customer experience which complements and supports their needs. And why wouldn’t they? Ultimately, when using analytics for marketing you will naturally begin to optimise your conversion rates. Find out more on the best ways to implement this....

Read More Growth through intelligent marketing
9th International Telecom Forum – Unlocking the ...

This year’s forum promises to be an influential platform for the strategies and solutions that are setting the industry trends, as well as for sharing i...

Read More 9th International Telecom Forum – Unlocking the Value of Telecom Data – 12 – 13 June, Rome
Assess the affordability of each customer...

Discover how to remain compliant and minimise risk whilst providing a suitable and responsible service to your...

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The role of a scorecard...

Credit scoring has been common practice for many years now among banks and other financial institutions. Other industries are just starting to realise its benefits. Today, in our Big Data society, there is such an astronomical amount of data available to us that it can be mind-boggling to make...

Read More The role of a scorecard