Credit Risk Management

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There is a wealth of data available – but what d...

Here at Experian Decision Analytics we use the data at our disposal, our statistical knowledge and our business and market experience, to help lenders ensure they are making informed, and most importantly, responsible decisions on who they lend to. How? Through scorecard developments, policy rule analysis and strategy reviews...

Read More There is a wealth of data available – but what data can be used?
Mobile Britain’s omni-channel banking evolution...

Derek Garriock, Head of Business Solutions, outlines the impact digital channels have made in rapidly redefining how customers interact with their...

Read More Mobile Britain’s omni-channel banking evolution
Growth through intelligent marketing...

‘Today’s consumers expect a tailored customer experience which complements and supports their needs. And why wouldn’t they? Ultimately, when using analytics for marketing you will naturally begin to optimise your conversion rates. Find out more on the best ways to implement this....

Read More Growth through intelligent marketing
9th International Telecom Forum – Unlocking the ...

This year’s forum promises to be an influential platform for the strategies and solutions that are setting the industry trends, as well as for sharing i...

Read More 9th International Telecom Forum – Unlocking the Value of Telecom Data – 12 – 13 June, Rome
Assess the affordability of each customer...

Discover how to remain compliant and minimise risk whilst providing a suitable and responsible service to your...

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The role of a scorecard...

Credit scoring has been common practice for many years now among banks and other financial institutions. Other industries are just starting to realise its benefits. Today, in our Big Data society, there is such an astronomical amount of data available to us that it can be mind-boggling to make...

Read More The role of a scorecard
Borrowing Britain’s affordability challenge...

In January 2014 Experian provided the BBC with new analysis highlighting where people in Britain are struggling to keep on top of their debts. Using a combination of public records, lifestyle surveys and aggregated information from our credit reference agency about how we all pay our bills, we created...

Read More Borrowing Britain’s affordability challenge
Will you ramp up innovation in 2014?...

Analyst firm IDC expects 2014 to be a defining year for credit providers. Having emerged from the economic crisis leaner and more efficient than ever, UK lenders are expected to focus on innovation this year. Our own conversations with providers across the industry support IDC’s assertion. Growth is back...

Read More Will you ramp up innovation in 2014?
New rental data to be made available to credit provide...

With little or no credit history, millions of social housing tenants have been excluded from mainstream financial services and affordable credit, or paid a premium for access. The Rental Exchange, provides a route for rental payments to be incorporated into credit reports which in turn provides greater access to...

Read More New rental data to be made available to credit providers