Credit Risk Management

Loading...
The Power to Choose...

The consumer’s power to choose was explored this at this year’s Credit Risk Summit. Experian and industry experts gathered to discuss and advise on current credit trends, meeting customer expectations, and providing a seamless customer experience. Our latest edition of FutureProof expands on the key presentations from the eve......

Read More The Power to Choose
Social networks offer hot prospects and online gold to...

Socialised consumers — and in particular tech-savvy and tech-dependent young people — must do more to protect themselves and safeguard their personal networks from determined identity thieves, it emerged tod...

Read More Social networks offer hot prospects and online gold to determined ID thieves #FraudChatUK
Improving customer experience in the pensions space...

Experian hosted the first of a series of Life Insurance and Pensions Dine & Discuss roundtable dinners at the Savoy in London on 18th...

Read More Improving customer experience in the pensions space
One in three people prefer to deal with debt online...

People struggling with debt prefer to create their repayment plans online to help manage their borrowing commitments. The latest research from Experian highlights a growing trend for individuals who want to settle their debt without having to talk to anyone they owe money to. This is, in part, to...

Read More One in three people prefer to deal with debt online
Consumer spending still leading the way...

The second estimate of GDP was unrevised from the first, confirming growth at 0.5% q-o-q in 2015q3, after 0.7% in 2015 Q2. Solid growth in services at 0.7% outweighed weakness in manufacturing, where output shrank by...

Read More Consumer spending still leading the way
Affordability: An approach that pre-qualifies customer...

Aligning expectations with reality through pre-qualification can help you to avoid the kind of mismatch that sits behind a lot of human disappointment. How much better will customers feel about the loan process when they know they’re likely to get the keys to the new house they’ve just fallen...

Read More Affordability: An approach that pre-qualifies customers is better for everyone
UK consumer price deflation continues in October...

The Consumer Price Index (CPI) fell by 0.1% in the year to October, the same as in the year to September. This was in line with Experian’s expectations and continued the trend of inflation hovering around the zero mark which has been evident throughout this y...

Read More UK consumer price deflation continues in October
Affordable homes shortage puts property availability a...

A fall in the number of affordable homes being put up for sale has driven overall property availability in the UK to its lowest level since 2011. A quarter of a million new properties went on sale between July and September this year, three per cent lower than the...

Read More Affordable homes shortage puts property availability at four-year low
Renting versus Buying...

Many first-time buyers are debating renting versus buying and asking: is it worth saving for the seven years that it typically takes to save for a...

Read More Renting versus Buying