Credit Risk Management

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Preparing for IFRS 9: Take the direct route to accurat...

In life, it does not matter how much work you put into something if you are heading in the wrong direction, as one Olympic athlete once discovered to his...

Read More Preparing for IFRS 9: Take the direct route to accurate provision levels
Driving change: how modern consumers are challenging t...

The automotive industry is evolving, and consumers are the ones in the driving seat. But don’t panic – what’s good for them is, ultimately, good for everyone. Especially those in car finan...

Read More Driving change: how modern consumers are challenging the status quo in car retailing
One in four men would spend their pension on a dream h...

As many people over the age of 55 start to think about how they will take advantage of the new pension freedoms, one in five (20%) has admitted that they would treat themselves to a dream holiday or a new car.  This is particularly the case among men...

Read More One in four men would spend their pension on a dream holiday
The Pursuit for Growth...

Nicola Wildman, Manager of Banking Authorisations at the Financial Conduct Authority (FCA) presented at our recent Credit Risk Summit. She tells us about how the FCA have made changes to make it easier to set up a new bank, allowing more entrants to the market. “Growth and diversity are...

Read More The Pursuit for Growth
2016 Payments Trends – New banking providers get...

The final trend for 2016 is a significant development in the race to provide banking to consumers and small businesses in a new...

Read More 2016 Payments Trends – New banking providers get up and running
Credit check your customers to improve cash flow...

Cash flow is the net amount of cash going in and out of the business. Positive cash flow indicates a company’s liquid assets are increasing, enabling it to settle debts, reinvest and give out dividends to shareholders. Cash flow can be used to assess the quality of a company’s...

Read More Credit check your customers to improve cash flow
Preparing for IFRS 9 – Change affects us all different...

Welcome to the second instalment of our Loss Forecasting blog series, which will show you how Experian can help you get your business IFRS 9 compliant and ready for...

Read More Preparing for IFRS 9 – Change affects us all differently, how will your customers be affected?
Preparing for Inevitable Interest Rate Hikes...

Whilst a rate rise is not imminent, it is still a question of “when” rather than “if” it will happen. Should consumers be using this respite from change to plan ahead and be ready for the impact?...

Read More Preparing for Inevitable Interest Rate Hikes
Millennials’ work-ethic underpinned by high expe...

The future’s bright in the eyes of Millennials with many willing to work hard, save carefully to get there and a clear idea of what they want out of life....

Read More Millennials’ work-ethic underpinned by high expectations, bold aspirations and increasing earning-power