Credit Risk Management

Loading...
Experian’s benign CPI forecast broadly unchanged as CP...

The Consumer Prices Index (CPI) rose by 0.3% in the year to May, unchanged from April. Other than a spike in CPI in March, due largely to the timing of Easter, inflation has been at 0.3% for every month so far this...

Read More Experian’s benign CPI forecast broadly unchanged as CPI growth remains at 0.3% in May
How do pension providers decrease costs and operate mo...

Changes to legislation created a storm in the pensions market last year with regulatory and operational costs driven up as new-found consumer freedoms encouraged customers to move money or otherwise swamp providers with requests for information on their accounts. Legacy The challenge mounting for pensions providers is fierce. The...

Read More How do pension providers decrease costs and operate more efficiently?
The Future of Mortgage Applications...

There are some things in life we can no longer live without. Even though when we bought them they seemed like a novelty. When we first purchased a smart phone we didn’t buy it primarily so we could access the internet, neither did we buy our film streaming package...

Read More The Future of Mortgage Applications
Making the Right Move with a House Move...

The average person moves home eight times in their life. The first few moves are usually down to parents who make the call, but then as schooling gives way to employment, one tends to fly the...

Read More Making the Right Move with a House Move
The Property Purchase Journey...

Find an attractive property, secure the mortgage, get the keys, move in, put the kettle on and relax. Wouldn’t it be nice if it were that e...

Read More The Property Purchase Journey
Preparing for IFRS 9 – A tailored approach to loss fo...

With a tailored approach, you get the best forecast of future losses for you – one that suits your portfolio perfectly rather than a one-size-fits-all s...

Read More Preparing for IFRS 9 – A tailored approach to loss forecasting…
Preparing for IFRS 9 – The wider benefits of transitio...

IAS 39 has been around in its current form since 2005, so you may be nervous about the transition to IFRS 9. However, as All Blacks legend Brad Thorn discovered, switching from one system to another can bring huge...

Read More Preparing for IFRS 9 – The wider benefits of transitioning to IFRS 9
In the face of challenging reforms, smart data could b...

Knowledge is power. So as government policy places ever-more pressure on the social housing sector, finding out more about tenants’ individual circumstances could be the only way to allocate homes fairly and remain s...

Read More In the face of challenging reforms, smart data could become housing associations’ greatest ally. Here’s how.
Car finance – the growth of PCPs...

The growth in new car registrations remains fuelled by finance agreements and the dominance in PCP deals suggests that consumers remain content with the concept of financing their use of the vehicle rather than aiming to own it...

Read More Car finance – the growth of PCPs