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The Risk Report

Business Name:

Business Reference Number:

HIGH RISK BUSINESS

UI87654321

Earliest Date Known To Experian:

Address:

Telephone Number:

19 March 1997

191 Main Street, Big Town BB1 1BB

TPS Flag Exists  123 7654

Age, based on Earliest Date Known:

Website *:

Industry Type:

10 years 8 months

www.highriskbusiness.co.uk

Dry Cleaners

A maximum risk business; all credit transactions should be supported by a suitable guarantee.

Credit Assessment

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Risk & Rating

Credit Limit:

£ 0

Credit Rating:

£ 0

Delphi Band:

Maximum Risk

Failure odds (next 12 months):

7:1

Calculated on

Transparent

Risk Dashboard

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Commercial Delphi

Days Beyond Terms

CCJs

Alerts

Delphi Score:

8

Out of 100

Calculated on

Business DBT:

Trend:

30

 Orange Arrow Right

(Oct 2007)

This business pays beyond its terms

In last 2 Years:

2

Value:

£ 4,645

No. of Alerts:

3

Print Summary


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Calculated on

Credit Values

Credit Limit

£0

Credit Rating

£0

Credit Opinion

The number of employees recorded suggests that this is a small business. As no proprietor details have been entered, the score has been calculated on the business details only.

A maximum risk business; all credit transactions should be supported by a suitable guarantee.
Financial Stability Assessment

Commercial Delphi Score

8 out of 100

Commercial Delphi Band

Maximum Risk

Failure Odds

7:1

Commercial Delphi History up to Last 6 Months

Commercial Delphi Score (out of 100)

Credit Limit and Rating
Commercial Delphi History GraphCommercial Delphi History Graph Print Version Commercial Delphi Rating History GraphCommercial Delphi History Graph Print Version

Delphi Scorebrownbrown

Credit LimitblueblueCredit Ratingpurplepurple triangle

Date

Commercial Delphi Score

Credit Limit

Credit Rating

 

(out of 100)

 

 

May  07

21

£1,750

£1,750

Jun  07

21

£1,750

£1,750

Jul  07

8

£0

£0

Aug  07

8

£0

£0

Sep  07

21

£1,750

£1,750

Oct  07

11

£0

£0

Current

8

£0

£0


Hide Section Previous Searches

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Summary of Previous Searches

 

Last 3 Months

Last 6 Months

Last 12 Months

Number Of Searches

0

0

14
Details of Previous Searches

Date

Search Type

SIC Code

SIC Description

NOC

Risk Report

WHOL

GENERAL WHOLESALING

Risk Report

WHOL

GENERAL WHOLESALING

Risk Report

MISC

BUSINESS SERVICES

Risk Report

SERV

BUSINESS SERVICES

Silver

SERV

BUSINESS SERVICES

Silver

SERV

BUSINESS SERVICES

Business Confirmation

SERV

BUSINESS SERVICES

Risk Report

SERV

BUSINESS SERVICES

Risk Report

SERV

BUSINESS SERVICES

Bronze

SERV

BUSINESS SERVICES

Bronze

SERV

BUSINESS SERVICES

Bronze

SERV

BUSINESS SERVICES

Silver

SERV

BUSINESS SERVICES

Silver

MISC

BUSINESS SERVICES


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Business Info

This business has been known to Experian for 10 years 8 months.

The business has a website: www.highriskbusiness.co.uk.

A common link has been found between this business and 1 other. Please note that this Linked Business has not been incorporated into the Credit Assessment.

A possible common link has been found between this business and 1 other. Please note that this Possible Linked Business has not been incorporated into the Credit Assessment.

 

Proprietors

Of the proprietors entered, none were found to be Limited Company directors.
 

Legal Info

There are a total of 2 CCJs registered for this business, the total value of these CCJs is £4,645. The most recent CCJ was registered 2 full months ago.

There is a Bankruptcy registered against this business name at this address.
 

Payment Info

Based on data from October 2007, this business pays its accounts 30 days beyond terms.

Number of accounts on cash / pro forma terms during the last year : 0.

Last month there were 0 accounts placed for collection. The total value of these was £0.

Number of accounts placed for collection in last 2 years: 0.

Hide Section Payment Profile (Based On The Information Supplied From Our Sources)

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Based on data from October 2007, this business pays its accounts 30 days beyond terms.

Number of accounts on cash / pro forma terms during the last year : 0.

Last month there were 0 accounts placed for collection. The total value of these was £0.

Number of accounts placed for collection in last 2 years: 0.
Days Beyond Terms Trend
All figures refer to days beyond terms (DBT)

Trend

Nov 06

Dec 06

Jan 07

Feb 07

Mar 07

Apr 07

May 07

Jun 07

Jul 07

Aug 07

Sep 07

Oct 07

Business

30

30

30

30

30

30

30

30

30

30

30

30

Number Of Experiences

12

12

12

12

12

12

12

12

12

12

12

12

Unpaid Accounts

2 have received no payment for 1 month.

6 have received no payment for 2 months.

10 have received no payment for 3 or more months.

Hide Section Commercial CAIS

 

All Contributors' Data - Summary

Worst current CAIS status

3

Worst historical CAIS status

9

Date

0

1

2

3

4

5

6

U

8

Active
Balance (£)

Number Of
Accounts

Default
Balance (£)

Last 12 months

1

1

2

1

2

3

2

1

1

(10,000)

12

(5,000)

Nov 2007*

1

1

2

1

2

2

2

1

1

(10,000)

8

(5,000)

Oct 2007

1

1

2

1

2

2

2

1

1

(10,000)

8

(5,000)

Sep 2007

1

1

2

1

2

2

2

1

1

(10,000)

8

(5,000)

Aug 2007

1

1

2

1

2

2

2

1

1

(10,000)

8

(5,000)

Jul 2007

1

1

2

1

2

2

2

1

1

(10,000)

8

(5,000)

Jun 2007

1

1

2

1

2

2

2

1

1

(10,000)

8

(5,000)

May 2007

1

1

2

1

2

2

2

1

1

(10,000)

8

(5,000)

Apr 2007

1

1

2

1

2

2

2

1

1

(10,000)

8

(5,000)

Mar 2007

1

1

2

1

2

2

2

1

1

(10,000)

8

(5,000)

Feb 2007

1

1

2

1

2

2

2

1

1

(10,000)

8

(5,000)

Jan 2007

1

1

2

1

2

2

2

1

1

(10,000)

8

(5,000)
* Note: Partial summary data may be shown for the latest month.
 

 

Account Details

HIGH RISK BUSINESS

  

Current status:

U 

Worst status:

9 

Business Name

HIGH RISK BUSINESS

Business Address

191 MAIN STREET
BIG TOWN
BB1 1BB
 

Business Address Type

Trading

 

 

VAT Number

123456789

 

 

SIC Code

123 123

 

 

Account Number

999999

 

 

Source Code

99-99-99

 

 

Bankers Details (Sort Code)

00-00-00

 

 

 

 

 

 

Company Type

COLLECTION AGENCY 

 

 

Account Type

Unsecured Loan

 

 

Current Balance

£5,000

 

 

Current Status

U

 

 

Total Status 1-2

U

 

 

Total Status 3+

U

 

 

CAIS File Last Updated

01/11/2007

 

 

Default Date

23/10/2007

 

 

 

 

 

 

Start Date

01/01/2007

Close Date

01/11/2007

 

 

Primary Account Indic.

1

 

 

 

 

Credit Limit

£0

 

 

Credit Turnover

£123

 

 

Balance Type

Not Known

 

 

 

 

 

 

 

 

Number of Cash Advances

5

Previous Statement Balance

£5,000

 

 

 

 

 

 

 

 

 

 

Hide Section Bankruptcies

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There is a Bankruptcy registered against this business name at this address.
Bankruptcies

Bankruptcy Order

(1 of 1)

Publication Date

20 October 2007

Effective Date

20 October 2007

Name

HIGH RISK BUSINESS

Address

191 Main Street, Big Town BB1 1BB

Details

SMITH, J., ASSISTANT, OF 32 PARK AVENUE, SMALL TOWN, CC1 1CC AND CARRYING ON BUSINESS FROM 191 MAIN STREET, BB1 1BB, UNDER THE STYLE OF HIGH RISK BUSINESS. COURT - BIG TOWN. NO. OF MATTER - XX OF 2007. DATE OF ORDER - 20/10/07.


Hide Section County Court Judgments

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There are a total of 2 CCJs registered for this business, the total value of these CCJs is £4,645. The most recent CCJ was registered 2 full months ago.

County Court Judgments

Number of CCJs by year

Satisfied

Unsatisfied

Show Details Less than a year

0

2

Show Details 1 - 2 years

0

0

Show Details 2 - 3 years

0

0

Show Details 3 - 4 years

0

0

Show Details 4 - 5 years

0

0

Show Details 5 - 6 years

0

0

Spacer Total

0

2

Possibly Related County Court Judgments

Number of CCJs by year

Satisfied

Unsatisfied

Show Details Less than a year

0

0

Show Details 1 - 2 years

0

0

Show Details 2 - 3 years

0

0

Show Details 3 - 4 years

0

0

Show Details 4 - 5 years

0

0

Show Details 5 - 6 years

0

0

Spacer Total

0

0

Hide Section Consumer Credit Licences

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A search of our databases has shown that there are no Consumer Credit Licences recorded against this business

Hide Section Business Identification Details

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This business has been known to Experian for 10 years 8 months.

The business has a website: www.highriskbusiness.co.uk.

Business Name

HIGH RISK BUSINESS

Business Reference Number

UI87654321

Address

191 Main Street, Big Town BB1 1BB

Telephone Number

TPS Flag exists 123 7654

Telephone Preference Service (TPS)

Yes

Website *

www.highriskbusiness.co.uk

Type of Premises

Shops & Other Retail Outlets

Number of Employees

1

SIC Codes (1992)

9301 - WASH AND DRY CLEAN TEXTILE AND FUR

Business Activities

Dry Cleaners

Earliest Date Known To Experian

19 March 1997

Hide Section Business Contact Details

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Title

Mr

First Name/Initials

A. N.

Last Name

Other

Position

Manager

Hide Section Proprietors

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Of the proprietors entered, none were found to be Limited Company directors.

Name

MR JOHN SMITH

Address

1, HIGH STREET, ANY TOWN POST CODE

Date of Birth

01 January 1970

 

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View proprietor's full details

Hide Section CIFAS

CIFAS Details

(1 of 1)

Name of Subject

JOHN SMITH

Address Of Subject

1, HIGH STREET, ANY TOWN, COUNTY POST CODE

Reference

XX123

CIFAS Category

01

Category Description

Giving / using false name at genuine address.

Date Supplied

13 July 2007

CIFAS Member

ACME BANK

Expiry Date

12 July 2008

Hide Section Linked Businesses

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A common link has been found between this business and 1 other. Please note that this Linked Business has not been incorporated into the Credit Assessment.

A possible common link has been found between this business and 1 other. Please note that this Possible Linked Business has not been incorporated into the Credit Assessment.

Possible Linked Businesses

The most recent confirmed date of these is prior to the input length of ownership

Hide Section Alert Notes

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Please be aware of the following Alerts, which individually or collectively may warrant further investigation.

CIFAS Data

CIFAS Data has been found

Linked Businesses

There is a Linked Business and the data has not been incorporated into the Credit Assessment. This should be investigated further.

Possibly Linked Businesses

There is a Possibly Linked Business and the data has not been incorporated into the Credit Assessment. This should be investigated further.


* Links to any third party website(s) are provided only for your convenience and Experian does not warrant or represent the standing or capability of such third party. Experian takes no responsibility for anything that might occur when you leave this report via a link to any third party website.

Report Created On Dept.: 00 Invoice Ref.: REFERENCE
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