Bacs Software

Make payments simply and directly from one bank account to another

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Bacs, the not-for-profit, membership-based industry body is owned by 16 of the leading banks and building societies in the UK

Responsible for the schemes behind the clearing and settlement of automated payments in the UK including Direct Debit and Bacs Direct Credit, Bacs has been maintaining the integrity of payment related services for over 40 years.

Since its inception, over 90 billion transactions have been debited or credited to British bank accounts via Bacs. And in 2011 over 5.7 billion UK payments were made this way with a total value of £4.3 trillion.

Bacs payments are a simple, cost-effective way to make payments directly from a business bank account to another bank account. Payments take three working days to clear: they are entered into the system on the first day, processed on the second day, and cleared on the third day. This is the most popular way for suppliers and employees to be paid.

For more information about Bacs please visit their website >>


How Experian can help with your Bacs payments

Experian Payments Gateway is the most sophisticated and scaleable payment gateway software available. Easily integrated with any payment application, it is ideal for large organisations and bureaux and those with complex payment requirements or a mission-critical reliance on payments.

As well as supporting all the facilities of Bacstel-IP, Experian Payments Gateway can help you:

  • minimise the risk associated with processing payments - fraud and human error - by validating payment files and bank account details, fully or partially automating the payments process and improving traceability
  • reduce the administrative costs associated with payment administration through fewer manual processes, less paper usage and consolidation of multiple submission systems

Experian Payments UK Gateway is the Bacs payments software of choice for some of the largest and most innovative Bacs originators including BT, Aviva and Scottish Power. Independent research shows that it processes more transactions than any other Bacs approved software system and is the payment gateway banking software of choice.


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