GET YOUR FREE EXPERIAN
CREDIT REPORT AND SCORE!*

• Learn About Credit
• Credit Report Vs Credit Score

Credit Report Versus Credit Score: What’s the Difference?

• Your Experian Credit Score ranges from 0 to 999 and quantifies your credit risk; a higher score indicates lower risk.
• Your Experian credit report details your credit history. Individuals who feel there are inaccuracies in their credit report can correct erroneous information by disputing the report with us.

Credit Check: Why is it important to check your Experian credit report regularly?

Many people frequently pay attention to their credit scores when they make big purchase decisions, such as a new car or a home. While these are some of the most familiar reasons consumers monitor their credit reports, credit scores and reports are actually used for many other reasons as well. A good credit score may lead to you being offered better rates on common products such as credit cards, car insurance premiums and mobile phone contracts. Some employers even check prospective employees’ credit reports before making final hiring decisions. In addition, despite increased public awareness of identity theft, the crime continues to grow. Therefore monitoring your credit report and score has never been more important.

• Order your FREE credit report and score*

About Experian

Experian provides consumers and businesses with the information they need to make better financial decisions. As a top credit reference agency, we are dedicated to helping people get their credit reports, find out their credit scores, prevent identity theft, manage their credit rating, become educated on basic consumer credit information and control the economic aspects of major life events. Experian also strives to help companies develop a credit history, manage credit risk, prevent fraud and grow their business.