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Do Experian credit reports now include rent information?


Dear James,


Please can you tell me if Experian credit reports now provide details of rent accounts? Thanks.



Lorraine, Cardiff


Dear Lorraine,

Experian reports don’t include rent information at the moment, but this is something we are currently working on. In spring 2012 we announced that we were starting to develop the Experian Rental Exchange and we hope to have it up and running by early 2013. The idea is to provide a secure and compliant way for landlords to share rent payment data with each other, which will help them quickly identify reliable tenants. Tenants will also be able to provide consent to allow lenders to use their rent payment data to support credit scoring. As most tenants pay their rent on time, this should provide a welcome boost to their credit scores, particularly those who previously had short credit histories. Look out for further announcements on this soon.

James Sign

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