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Data and the board...

Credit risk has become a strategic issue. There has never been a time at which customer insight has been so closely reviewed at board level. Read on to see how financial institutions can adopt new data sources to improve their bottom...

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Affordability is paramount: the latest personal insolv...

The annual fall in personal insolvencies is certainly a positive picture, but the quarter on quarter change highlights that there are areas still struggling. With Conduct Risk being a subject at the forefront of minds within the lending community, it shows how individual circumstances can change at any time...

Read More Affordability is paramount: the latest personal insolvency figures reveal
Financial services reaches the front line...

To improve armed forces personnel access to financial services so they are not disadvantaged through residing at military addresses, steps have been taken so that British Forces Post Office (BFPO) addresses follow a similar format to standard UK addresses, read more to understand the latest position and...

Read More Financial services reaches the front line
Know your customer or lose your customer...

Empowered consumers will ultimately decide which lenders have earned their trust, so it’s vital businesses understand their customers' needs to cement long-lasting r...

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Faces in the crowd — meaningful mass marketing...

I love shopping for new clothes, but I hate seeing the words ‘one size fits all’ appended to anything I’m about to buy. It calls to mind something baggy, shapeless and not really suited to the task. To me, ‘one size fits’ all actually means ‘a size that suits...

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Footfall declined nationally during the last summer ba...

The bank holiday weekend caused daily year on year reductions in footfall for Friday and Saturday of 5.8% and 7.1%...

Read More Footfall declined nationally during the last summer bank holiday week
Is growth on the horizon?...

Revised forecasts for GDP indicates that growth - albeit gradual - may well be on the horizon....

Read More Is growth on the horizon?
Improving conditions allow mortgage approvals...

The economic environment is beginning to show some signs of revival despite underlying fragility - reflected by improving conditions for mortgage...

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Excellence in Credit Management through data insight...

Faced with many potential sources of risk, all businesses need to take the time to consider what they can do to survive and flourish in this trading environment. At Experian, we are passionate about making high quality and timely information available to help businesses of all sizes do just......

Read More Excellence in Credit Management through data insight