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The role of a scorecard...

Credit scoring has been common practice for many years now among banks and other financial institutions. Other industries are just starting to realise its benefits. Today, in our Big Data society, there is such an astronomical amount of data available to us that it can be mind-boggling to make...

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Customer Lifetime Value part 2 — seven steps from conc...

Seven factors to consider when building a customer lifetime value...

Read More Customer Lifetime Value part 2 — seven steps from concept to reality
Payment Strategies 2014 – 18 June – 30 Eus...

Our annual Payment Strategies conference is back again this...

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Santander selects PowerCurve to support customer acqui...

PowerCurve Originations and PowerCurve Customer Management solutions will help Santander support customer acquisitions and portfolio review...

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Borrowing Britain’s affordability challenge...

In January 2014 Experian provided the BBC with new analysis highlighting where people in Britain are struggling to keep on top of their debts. Using a combination of public records, lifestyle surveys and aggregated information from our credit reference agency about how we all pay our bills, we created...

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Will you ramp up innovation in 2014?...

Analyst firm IDC expects 2014 to be a defining year for credit providers. Having emerged from the economic crisis leaner and more efficient than ever, UK lenders are expected to focus on innovation this year. Our own conversations with providers across the industry support IDC’s assertion. Growth is back...

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New rental data to be made available to credit provide...

With little or no credit history, millions of social housing tenants have been excluded from mainstream financial services and affordable credit, or paid a premium for access. The Rental Exchange, provides a route for rental payments to be incorporated into credit reports which in turn provides greater access to...

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Customer Lifetime Value part 1: quality and quantity...

How do you identify and engage the customers who are more likely to be loyal, first time and every time, for a long and mutually beneficial relationship? Lifetime Value modelling is one way to do this and offers great opportunities in the cross-channel...

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Data sharing: using business payment performance infor...

In February 2012, a new set of rules were announced for businesses with an annual turnover of less than £632,000, allowing them to choose, if any, what financial information they disclose. With the loss of this basic information, what can be done to ensure that you can still make...

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