Credit Risk Management

Loading...
Credit and Collections strategy in 2013 – what you nee...

Five years after the worst economic crisis of recent years, the economy is still struggling to recover, with economic prospects not improving and risks remain...

Read More Credit and Collections strategy in 2013 – what you need to know
Experian economics foresight – UK GDP contracted...

Global to local forecasting, specialist analysis of the credit, retail and construction markets, insight into the impact of economic change on consumers and...

Read More Experian economics foresight – UK GDP contracted by 0.3% in the final quarter of 2012
Business Insolvency Index – Jan 2013: Business i...

The latest Business Insolvency Index from Experian®, the global information services company, reveals that during the full year 2012 fewer businesses failed - with 1.04 per cent of the business population failing compared to 1.10 per cent in 2011. The year ended with December seeing 0.08 percent of businesses...

Read More Business Insolvency Index – Jan 2013: Business insolvencies fall in 2012
Seller beware...

Jonathan Westley, managing director of Experian’s Consumer Information Services business, outlines the impact and remit of the Financial Conduct A...

Read More Seller beware
Cementing global customer insight...

Selling across borders has become crucial and is now virtually mandatory for most retailers looking to increase revenues and international income streams. We outline our latest areas of...

Read More Cementing global customer insight
The Mortgage Market Review: What are the implications ...

After much consultation the FSA published its final version of the Mortgage Market Review on October 25th. The new rules arising from the Mortgage Market Review (MMR) will not change who will be lent to, but rather prescribe a more robust approach to income verification and affordability...

Read More The Mortgage Market Review: What are the implications of increased regulation
Santa is a fraud...

Santa is a fraud. Just look at the warning signs, says device recognition specialist and Experian international partner iovation. It identifies one billion mobile devices globally and currently conducts 2.5 billion device reputation checks a year. It enables clients to assess the likelihood of transactions being fraudulent based on...

Read More Santa is a fraud
Post-Christmas sales set to highlight retailers’...

Given the ongoing economic squeeze on many households, tolerance, convenience and security are now the three critical issues and of acute importance for retailers and ecommerce sites. The dilemma faced is epitomised by three separate findings made by Experian. On the one hand online shoppers will tolerate up to...

Read More Post-Christmas sales set to highlight retailers’ unholy trinity – Tolerance versus convenience versus security
UK Labour Market Statistics – December release...

The recent momentum in labour market trends is rapidly easing in line with our expectations. While today’s labour market release still shows a rise in employment in the three months to October, the magnitude of this increase (of 40,000) is disappointing compared to earlier rises of 100,000 and 212,000...

Read More UK Labour Market Statistics – December release