Credit Risk Management

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Data analytics helps housing associations...

With the shift in housing benefit payments being made to individuals, coupled with recent welfare reforms and the rising cost of living, the risk of missing a rent payment has never been greater. Data analytics can help harness the power of your data to help you predict and safeguard...

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The Changing Face of Collections...

Good collections practices are an opportunity to combine sensible business with compassion – and it’s easier to be compassionate when you’re well infor...

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Is Rent Payment Information Changing the Credit Landsc...

The Rental Exchange makes vital information about rental payments available to lenders, so that you get added insight into affordability, through more complete credit scoring. By having the most comprehensive view of your customers’ financial situations, you have the best chance to lend responsibly and prevent f...

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Current account switchers top two million within two y...

More than two million bank customers have opted to use the seven-day account switching service within the first two years of the service's...

Read More Current account switchers top two million within two years of seven-day service launch
Basel compliance is a business opportunity, here’s why...

Regulators are placing significant scrutiny on every business transaction to protect consumers and organisations, requiring lenders to place extra due diligence in all areas of operation. The number of regulations imposed on financial institutions has grown significantly over the past few years to accommodate this, and now far exceeds...

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Smooth the Journey to Car Ownership with Clear Directi...

Buying a car can be a minefield, and by helping customers to understand the benefits of preparing a workable budget and validating their finances ahead of time, it will go a long way to securing a smooth ride, both during the process and...

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Treating your customers fairly, don’t let them fall in...

Regulatory bodies are focusing increasingly on treating customers fairly which has resulted in a deepened scrutiny on businesses across a variety of sectors. One of the main challenges organisations face is that they need to determine if a product is suitable based on initial and ongoing assessment of individual...

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Over 95% of towns are too expensive for new families t...

The UK housing market is at risk of stalemate as growing families in most parts of the country face unaffordable hikes to their mortgage if they want to move up the property ladder. For many towns across the UK moving up the property ladder from a starter home to...

Read More Over 95% of towns are too expensive for new families to move up property ladder
Great Expectations: Meeting consumer demands for perfe...

As consumers take more control of their credit rating they require help and support in understanding the information that appears on their credit report and querying anything they don’t understand or believe is incorrect. That is a key role that we - as a CRA - fulfil for c......

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