Credit Risk Management

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Cash-savvy millennials out-saving their free-spending ...

New research from our Millennial Me & My Money report, reveals nearly half that (45%) of Millennials (18-34 year olds) manage to save at least a quarter of their disposable income every month - compared to just a third (34%) of their parents' generation (35-55-year-olds)....

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A Seamless Experience...

Customers are now using digital and mobile technologies to engage with organisations around the clock, and to get immediate responses to their requests. They expect banking services to work the same...

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Helping Consumers to Make Responsible Credit Choices...

Helping consumers make good credit choices is a win-win. It starts with education and it ends with insight, systems and processes that match the right products and services with the right customers at the right...

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UK now ready for biometric banking...

New research that we carried our recently found that UK adults are two times more likely to trust biometric technology for their online banking than their social media accounts*. Most adults in the UK are now willing to embrace biometric identity for online...

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IFRS 9: The rules of the game have changed – be prepar...

Read our blog on preparing for IFRS 9 and find out what football and IFRS 9 preparation have in common - A view from our IFRS 9 compliance...

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Consumer Expectations for Their Data...

Data gives us amazing opportunities to improve the way we work and to deliver better, more personalised services for customers. We can also reduce financial exposure and risk, protect our corporate reputations and help customers to make the best-informed credit decisions. We can only do all this if we...

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Payments 2016 – Will these be the top 5 payments trend...

Having given my overview of the top 2015 payments topics it’s time to take a look at what I think will be coming up in 2016. In general 2015 was a year when big ideas started to take shape and I’m hoping that 2016 will be the year that...

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Consumer Credit Trends...

Working closely with you, our consultants and analytics experts, we’ve identified some key trends in the consumer credit market – particularly regarding mortgages and motor fin...

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An Economic Outlook...

Overall, the outlook for lenders is overwhelmingly positive. Unsecured lending is on the up, and that’s set to continue. What’s more, consumer confidence is high, income growth is strong and labour market conditions are sound. All this means that the economy should continue to grow strongly over the coming...

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