Credit Risk Management

Optimise your profitability and reduce your credit risk

Experian’s benign CPI forecast broadly unchanged as CPI gr...

Posted on Jun 16 2016 by
The Consumer Prices Index (CPI) rose by 0.3% in the year to May, unchanged from April. Other than a spike in CPI in March, due largely to the timing of Easter, inflation has been at 0.3% for every month so far this year....

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How do pension providers decrease costs and operate more eff...

Posted on Jun 16 2016 by
Changes to legislation created a storm in the pensions market last year with regulatory and operational costs driven up as new-found consumer freedoms encouraged customers to move money or otherwise swamp providers with requests...

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The Future of Mortgage Applications...

Posted on Jun 06 2016 by
There are some things in life we can no longer live without. Even though when we bought them they seemed like a novelty. When we first purchased a smart phone we didn’t buy it primarily so we could access the internet, neither...

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Making the Right Move with a House Move...

Posted on May 27 2016 by
The average person moves home eight times in their life. The first few moves are usually down to parents who make the call, but then as schooling gives way to employment, one tends to fly the nest....

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The Property Purchase Journey...

Posted on May 12 2016 by
Find an attractive property, secure the mortgage, get the keys, move in, put the kettle on and relax. Wouldn’t it be nice if it were that easy?...

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Preparing for IFRS 9 – A tailored approach to loss foreca...

Posted on Apr 20 2016 by
With a tailored approach, you get the best forecast of future losses for you – one that suits your portfolio perfectly rather than a one-size-fits-all solution....

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Preparing for IFRS 9 – The wider benefits of transitioning...

Posted on Apr 18 2016 by
IAS 39 has been around in its current form since 2005, so you may be nervous about the transition to IFRS 9. However, as All Blacks legend Brad Thorn discovered, switching from one system to another can bring huge rewards:...

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In the face of challenging reforms, smart data could become ...

Posted on Apr 13 2016 by
Knowledge is power. So as government policy places ever-more pressure on the social housing sector, finding out more about tenants’ individual circumstances could be the only way to allocate homes fairly and remain...

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Car finance – the growth of PCPs...

Posted on Apr 12 2016 by
  In my recent article, Driving Change: How Modern Consumers are Challenging the Status Quo in Car Retailing, I introduced the changing and evolving customer journey and role of the traditional car dealership as consumers...

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