Credit Risk Management

Preparing for IFRS 9 – Change affects us all differently, how will your customers be affected?

Posted on Feb 11 2016 by

Welcome to the second instalment of our Loss Forecasting blog series, which will show you how Experian can help you get your business IFRS 9 compliant and ready for implementation. 

Preparing for Inevitable Interest Rate Hikes

Posted on Feb 08 2016 by

Whilst a rate rise is not imminent, it is still a question of “when” rather than “if” it will happen. Should consumers be using this respite from change to plan ahead and be ready for the impact?

Millennials’ work-ethic underpinned by high expectations, bold aspirations and increasing earning-power

Posted on Feb 08 2016 by

The future’s bright in the eyes of Millennials with many willing to work hard, save carefully to get there and a clear idea of what they want out of life.

Cash-savvy millennials out-saving their free-spending parents

Posted on Feb 03 2016 by

New research from our Millennial Me & My Money report, reveals nearly half that (45%) of Millennials (18-34 year olds) manage to save at least a quarter of their disposable income every month – compared to just a third (34%) of their parents’ generation (35-55-year-olds).

A Seamless Experience

Posted on Feb 01 2016 by

Customers are now using digital and mobile technologies to engage with organisations around the clock, and to get immediate responses to their requests. They expect banking services to work the same way.

Helping Consumers to Make Responsible Credit Choices

Posted on Jan 21 2016 by

Helping consumers make good credit choices is a win-win. It starts with education and it ends with insight, systems and processes that match the right products and services with the right customers at the right time.

UK now ready for biometric banking

Posted on Jan 18 2016 by

New research that we carried our recently found that UK adults are two times more likely to trust biometric technology for their online banking than their social media accounts*. Most adults in the UK are now willing to embrace biometric identity for online banking.

IFRS 9: The rules of the game have changed – be prepared

Posted on Jan 18 2016 by

Read our blog on preparing for IFRS 9 and find out what football and IFRS 9 preparation have in common – A view from our IFRS 9 compliance experts…

Consumer Expectations for Their Data

Posted on Jan 12 2016 by

Data gives us amazing opportunities to improve the way we work and to deliver better, more personalised services for customers. We can also reduce financial exposure and risk, protect our corporate reputations and help customers to make the best-informed credit decisions. We can only do all this if we can connect to the data in a timely way, identify patterns and insights, and use those to make better business decisions.

Payments 2016 – Will these be the top 5 payments trends?

Posted on Jan 11 2016 by

Having given my overview of the top 2015 payments topics it’s time to take a look at what I think will be coming up in 2016. In general 2015 was a year when big ideas started to take shape and I’m hoping that 2016 will be the year that we see those ideas developed into […]