Credit Risk Management

Optimise your profitability and reduce your credit risk

The Property Purchase Journey...

Posted on May 12 2016 by
Find an attractive property, secure the mortgage, get the keys, move in, put the kettle on and relax. Wouldn’t it be nice if it were that easy?...

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Preparing for IFRS 9 – A tailored approach to loss foreca...

Posted on Apr 20 2016 by
With a tailored approach, you get the best forecast of future losses for you – one that suits your portfolio perfectly rather than a one-size-fits-all solution....

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Preparing for IFRS 9 – The wider benefits of transitioning...

Posted on Apr 18 2016 by
IAS 39 has been around in its current form since 2005, so you may be nervous about the transition to IFRS 9. However, as All Blacks legend Brad Thorn discovered, switching from one system to another can bring huge rewards:...

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In the face of challenging reforms, smart data could become ...

Posted on Apr 13 2016 by
Knowledge is power. So as government policy places ever-more pressure on the social housing sector, finding out more about tenants’ individual circumstances could be the only way to allocate homes fairly and remain...

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Car finance – the growth of PCPs...

Posted on Apr 12 2016 by
  In my recent article, Driving Change: How Modern Consumers are Challenging the Status Quo in Car Retailing, I introduced the changing and evolving customer journey and role of the traditional car dealership as consumers...

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Preparing for IFRS 9: Take the direct route to accurate prov...

Posted on Mar 15 2016 by
In life, it does not matter how much work you put into something if you are heading in the wrong direction, as one Olympic athlete once discovered to his dismay:...

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Driving change: how modern consumers are challenging the sta...

Posted on Mar 15 2016 by
The automotive industry is evolving, and consumers are the ones in the driving seat. But don’t panic – what’s good for them is, ultimately, good for everyone. Especially those in car finance. Triangles of plastic bunting...

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One in four men would spend their pension on a dream holiday...

Posted on Feb 29 2016 by
As many people over the age of 55 start to think about how they will take advantage of the new pension freedoms, one in five (20%) has admitted that they would treat themselves to a dream holiday or a new car.  This is...

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The Pursuit for Growth...

Posted on Feb 17 2016 by
Nicola Wildman, Manager of Banking Authorisations at the Financial Conduct Authority (FCA) presented at our recent Credit Risk Summit. She tells us about how the FCA have made changes to make it easier to set up a new bank,...

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