5 tips for an ‘ace’, money-saving Wimbledon visit

wimbledon-tennis-strawberries-300A visit to Wimbledon fortnight is, for many of us, a highlight of the British sporting summer, along with the Open and the British Grand Prix.

Most of the tickets for the Show Courts, of course, have long since been sold – that is, if they were ever on sale in the first place, as so many go to sponsors and guests.

Every year since 1924 there’s been a public ballot for advance tickets, as demand for tickets way outstrips supply around four times over. Even if you get a ticket, you can’t request the date or court – you have to accept what you’re given.

Read on for our five top tips for a money-saving day at SW19!

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Stay safe from identity theft at the summer festivals

rock-festivals-300It’s Glastonbury 2016 this weekend, probably the most well-known of the many summer festivals full of revelry, music and (hopefully) sunshine.

From black-clad teenagers to an family taking a ‘different’ holiday, they all want to get away from it all and stop worrying about the daily grind.

However, if you are going to this or other summer festivals, it’s worth remembering that fraudsters like to strike while your guard might be down – so it pays to remember some tips to keep your identity safe while you rave.

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Sarah Willingham: “Baking with the Bambinos”

Today we have a guest post from Sarah Willingham, BBC Dragon,  consumer champion and mum-of-four, about how she used Jangle to help teach her kids about money.

I am at my happiest in my kitchen, especially with my kids.  We LOVE to cook, bake and eat together. I don’t know a child who doesn’t love baking… even those who just want to lick the bowl at the end. So this weekend I set my little ones a challenge using Jangle, the free non-commercial iPad I’ve partnered with Experian and pfeg (Part of Young Enterprise) to develop.

The whole idea of Jangle is to get kids to do activities to earn money whilst working or learning. It’s full of pre loaded suggestions.  I did the ‘bake off’ and got the kids to hold a cake sale for the family.

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Managing debt and future finances – live discussion

Managing debt and future-proofing your finances is a target for many of us.  We hosted a video on June 15th with consumer champion and BBC Dragon Sarah Willingham, Chief Executive of the Money Charity Michelle Highman, and Experian Experts’ own James Jones to provide expert tips on how to beat debt and prepare financially for the future.

The guests spoke about three main topics –
Managing debt – Watch them discuss how and why people get into debt, what the common mistakes are and how we can try to avoid them, and give tips to beating debt and getting back on to an even keel.

Future-proofing your finances – Experian research has shown that the over-55s are worried about their financial future. Our panel discussed how people who fall into that demographic can help ensure they’re prepared for retirement and the probable loss of income that it brings, and also talked about how younger generations can future-proof their finances.

Financial education – The panel also spoke about what parents can do to help ensure they give their children the best start when it comes to financial education.

What do the new pension freedoms mean?

retired-couple-in park-300April 2015 saw the introduction of ‘pension freedoms’, which essentially gave those aged 55 and over wider access to their pension funds.

In previous years, this meant being able to take a quarter of their ‘defined contribution’ pension (ie: one based on how much they paid into it) as a tax-free lump sum, but invariably using the rest of the money to buy an annuity designed to pay out an income each year for the rest of your life.

Video: How we manage money has changed over the generations

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What kind of financial future is in store for us?

What kind of financial future is in store for us when we’re older? With house prices higher than ever and the cost of living making putting away savings a real challenge for many, there is plenty that may make some feel the glass is half-empty rather than half-full.

Almost half (44%) the people asked in a new Experian survey of over-55s[1] say they are concerned about their financial future, with over half (56%) worrying about not having enough savings and (55%) not having disposable income.  In fact, 40% have concerns over high monthly bills.

Video: Money through the generations – the future of money

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Changes in home ownership through the generations

Getting on the property ladder is a lot different to how it used to be. If we compare the home ownership status of young people today to the older generation – the results show a stark difference.  Check out our Mortgage Application Guide for more information about the mortgage process.

changes in home ownership

Are you registered to vote? It could help your credit report

Are you registered to vote in the UK? It could help your credit report.

The EU referendum takes place on 23 June, and you must have registered on the electoral roll by 7 June in order to be eligible to vote in it.  For a postal vote, your application needs to arrive by 5pm on 8 June, while the proxy vote (someone else voting on your behalf) deadline is 5pm on 15 June.

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Contactless payments: Older shoppers take the lead

contactless-payment-300Contactless card spending is on the up – and the grey pound is the engine behind it. Spending money with contactless payments topped £1.5bn in a month for the first time in March, with one in seven card transactions now contactless compared to one in 16 a year ago. 

The figures are also more than double those in August 2015 when we last featured contactless payments on this blog.

Experts put it down to older shoppers catching up with young people, with research from Barclaycard finding that the number of ‘tap and go’ payments made by those 60 or over has increased by 116% over the past year.

The 18-24 age group has seen a 49% rise, while among 26-45 year olds it has gone up 65% – however in the 46-60 year old age group, the number using contactless payments has increased by 97%.

The figures arguably that the older generation are increasingly turning to faster, easier (no need to tap in numbers) and arguably more secure contactless payments rather than cash.

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How your credit report can help fight against identity fraud

You may not realise it but your credit report can be a powerful tool in the fight against Identity fraud.  (guest post by Neil Stone, Experian UK Social Support team)

Fraud in the UK  
Last year alone Experian helped 14428 people who were victims of identity fraud up by 15% on those we helped in 2014.  The number of people our Victims of Fraud team has helped has increased every year since it was set up 10 years ago*.

While the majority of people that we helped last year were male, aged between 30-40 and living in the South-East, we found that fraud occurred across all age ranges, genders and all in areas of the country. So we all need to be aware of how we can protect ourselves against fraud.


Chris talks about Experian’s customer services and how they resolved the fraud against him, and the great service he received.

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